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New York Independent Insurance Agency

Business / Commercial Insurance, Self-Insured Group Benefits, and Risk Management for All of New York and Nationwide

At Creative Risk Management, Inc, we specialize in providing midsize businesses with a full range of options to meet their commercial insurance needs. We focus on partnering, providing solutions, examining and minimizing risk, and maximizing profit for our clients, including setting them up and managing their participation in “Alternative Risk Transfer” options such as Risk Retention Groups, Risk Purchasing Groups, cell captives as well as more traditional Self-Insured Plans and captives. We help businesses mitigate their risk so they can focus on optimizing their business, to the point that we can even become your full-fledged out-sourced Risk Management Department. We network with the big guys and bring their cutting-edge innovations and solutions to our midsize clients. Our clients are always in control, but we strive to bring them every available solution, and to make sure our clients are taken care of well beyond the sale of any policy.

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